Cover Everything
You Drive and Ride
Cars, trucks, motorcycles, ATVs, boats and RVs. I shop multiple carriers on every renewal, so your rate keeps up with your record instead of drifting quietly upward.
Every auto policy is built from the same handful of parts. Knowing which is which is how you tell a good quote from a cheap one.
Bodily Injury Liability
Pays for injuries you cause to other people. This is the number that protects your savings, not your car.
Property Damage Liability
Pays for the other vehicle or the fence, mailbox or building you hit.
Collision
Repairs your vehicle after an accident, whoever caused it, minus your deductible.
Comprehensive
Theft, hail, fire, vandalism and the deer that steps out on Highway 100.
Uninsured Motorist
Covers you when the driver who hit you has no insurance or not nearly enough.
Medical Payments
Handles medical bills for you and your passengers regardless of fault.
State minimum limits
Tennessee minimums have not kept pace with vehicle values or medical costs. One serious accident can exceed them fast.
No rental or towing
A few dollars a month keeps you moving while your car sits in the shop for a month.
Gap on a financed vehicle
If you owe more than the vehicle is worth, a total loss leaves you paying the difference without gap coverage.
Unlisted household drivers
A teen who drives occasionally still needs to be on the policy. Surprises here cause denied claims.
Bring to your quote call
Your current declarations page, the VIN and mileage for each vehicle, and the license number of every driver in the household. With those three things I can quote several carriers on one call.
Ready for an Auto Quote?
Send your declarations page and I will shop it across my carriers.
Insurance LLC
Serving Nashville and surrounding Tennessee communities. Independent agent, multiple carriers, committed to finding you the right coverage at the right price.
© 2026 Andrew Markuson Insurance LLC · All rights reserved.